HELP – Study programme learner with no bank account

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This topic contains 2 replies, has 2 voices, and was last updated by  Kate 11 months, 1 week ago.

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  • Kate

    We have a Study Programme learner who is unable to open a bank account due to not having any identity!

    He has had a turbulent upbringing and is unable to get a passport as there is no registration of his birth!

    The police are supporting in looking into this but we are unsure how we can process his payments without a bank account! Also, he is drawing down the vulnerable bursary!

    Any guidance would be much appreciated as we want to help this learner as best we can

    Mant thanks


    Martin West

    Hi Kate,
    Options from the EFA guidance:
    It is good practice to pay in-kind bursaries rather than cash where possible. This helps ensure that the bursary is spent for the reasons it was awarded. In-kind payments can include travel passes, vouchers or credits for meals, required books and required equipment.

    ESFA does not expect bursary payments to be paid into another person’s account, except in exceptional circumstances where a student is unable to administer their own account.

    Where institutions make in-kind payments to students in the defined vulnerable groups, they should explain the value of the payments and how these have been deducted from the £1,200 to the student.

    You could also consider issuing the learner with a repaid bank card where appropriate.



    Thank you Martin

    Is anyone able to recommend a prepaid bank card for a 17 year old that doesn’t have a monthly fee and doesn’t require parent or guardian to apply for it?

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